Free tools to help you estimate costs, check eligibility, and plan smarter — before you ever pick up the phone.
Estimate your monthly benefit at different claiming ages
See if your savings will last through retirement
Estimate future value and monthly payout amounts
Calculate Medicare income-related premium adjustments
See what a delayed Medicare enrollment could cost you
Project burial and end-of-life costs with inflation
Check eligibility for Affordable Care Act subsidies
Estimate future LTC costs in your area
Project tax-free retirement income from an IUL policy
Estimate your monthly Social Security benefit based on your earnings history and planned retirement age.
This is an estimate only. For your official benefit statement, visit ssa.gov. Actual benefits depend on your complete earnings record.
See if your current savings and contributions are on track to sustain your retirement lifestyle.
This estimate uses a simplified model and does not account for taxes, inflation, or variable returns. Consult with a financial professional for a complete analysis.
Estimate the future value of your annuity and projected monthly income payout.
Projections are estimates based on a fixed return rate. Actual annuity payouts vary by carrier, policy type, and contract terms. Speak with an ATRG specialist for a personalized illustration.
Calculate your Income-Related Monthly Adjustment Amount — the extra premium high earners pay for Medicare Parts B and D.
IRMAA is based on your income from 2 years prior. If your income has decreased significantly, you may be able to appeal. Contact ATRG for guidance.
Find out what a delayed Medicare enrollment could cost you permanently each month.
Late enrollment penalties are permanent and added to your premium for as long as you have Medicare. If you had creditable employer coverage, penalties may not apply.
Project burial or cremation costs adjusted for inflation — so you know exactly how much coverage you need.
Costs vary by location and provider. This estimate uses national averages. A final expense policy can lock in your coverage today to protect against rising costs.
Determine if you qualify for Affordable Care Act subsidies and estimate your premium tax credits.
This is an estimate only. Actual subsidy amounts depend on your state, plan selected, and exact income. Contact ATRG for help finding the right plan.
Estimate future long-term care costs based on your location and projected need.
LTC costs vary significantly by region and facility. These estimates use national averages. A long-term care strategy can protect your retirement savings from these costs.
Project the potential cash value and tax-free retirement income from an Indexed Universal Life policy.
Projections based on a non-guaranteed growth rate. Actual results vary based on policy features, carrier, and market conditions. For a personalized illustration, speak with an ATRG specialist.
A no-cost consultation with Jay can turn these numbers into a real plan tailored to your situation.