A serious diagnosis shouldn't derail your retirement. A lump-sum benefit plan gives you financial protection when you need it most.
The second most common cause of death in the U.S. About 77% of all cancers are diagnosed in people age 55 or older. Statistically, 1 in 2 men and 1 in 3 women will develop cancer during their lifetimes.
The number one cause of death for both men and women in the U.S. More than 920,000 Americans have a heart attack each year — and half occur with no prior warning signs.
The third leading cause of death in women and fifth in men. Stroke reduces mobility in more than half of stroke survivors age 65 and older — often requiring extended rehabilitation and care.
Cancer, heart attack, and stroke can happen to anyone — even those who live a healthy lifestyle. No one likes to think about the possibilities, but the risks are very real. And treatment costs are staggering.
Traditional health insurance — including Medicare — covers a portion of treatment costs. But it doesn't cover the full picture: lost income, travel to treatment centers, home modifications, caregiver support, and the countless other expenses that come with a serious diagnosis. Without supplemental protection, these costs can quickly drain the retirement savings you've spent a lifetime building.
Treatment is expensive and can cause your other financial obligations to fall behind. Medical debt is one of the leading causes of financial hardship in retirement — and a diagnosis you weren't planning for can undo years of careful saving.
Cancer, Heart Attack, and Stroke insurance pays you a lump-sum cash benefit upon diagnosis of a covered condition. You receive that money directly — no restrictions on how you spend it. Use it for:
You can choose a plan that covers just one of these conditions, or a comprehensive plan that covers all three. We'll help you find the right level of coverage based on your health history, family history, and budget.
These plans are offered by top-rated carriers including Aetna and others in our network. Premiums vary based on age and coverage amount, but plans are often more affordable than people expect.
We'll walk you through your options and find a plan that fits your needs and budget — at no cost.